Travel insurance for the UAE & beyond
Protect your trip against medical emergencies, cancellations and lost baggage. We compare plans from UAE-licensed insurers and send your policy by email in minutes — for residents travelling abroad and visitors coming to the UAE.
Get an instant quote onlineChoose the plan that fits your trip
Premiums shown are indicative starting points — your exact price depends on destination, trip length, age and cover level. Message us for a quote.
Single-Trip Worldwide
One-off cover for a specific trip abroad — the most popular choice for holidays.
Annual Multi-Trip
Unlimited trips for a year — best value if you travel three or more times.
Schengen / Europe
Meets the €30,000 medical minimum required for Schengen visa applications.
Inbound (Visit UAE)
For visitors coming to the UAE — medical cover for your stay.
Family
Two adults and children on one policy — simpler and better value for families.
Senior
Higher medical limits for older travellers, with pre-existing conditions if declared.
What travel insurance covers
Exact limits depend on the plan you choose — here’s what a comprehensive policy typically includes.
🏥 Emergency medical
Hospital, treatment and surgery abroad — from AED 100,000 up to AED 2 million.
🚑 Evacuation & repatriation
Emergency transport to a suitable hospital or back to the UAE.
🧳 Baggage & belongings
Cover for lost, stolen or delayed baggage and personal items.
❌ Trip cancellation
Recover prepaid costs if you cancel or cut short for a covered reason.
⏱️ Travel delay
Meals and accommodation if your flight is delayed beyond the set hours.
⚖️ Personal liability
Protection if you accidentally injure someone or damage property abroad.
Who needs travel insurance?
- Schengen visa applicants — proof of cover (min €30,000 medical) is required.
- UK visa applicants — a valid policy is expected for UAE residents.
- Families & seniors — higher medical costs make cover essential.
- Adventure travellers — add sports cover for skiing, diving and more.
- Anyone travelling abroad — UAE health plans rarely cover treatment overseas.
Common exclusions to know
- Pre-existing conditions not declared at purchase.
- Extreme sports and hazardous activities (unless added).
- Incidents involving alcohol or illegal substances.
- Travel to destinations under a UAE advisory.
- War, civil unrest or terrorism, unless specifically covered.
Always declare health conditions fully — undisclosed pre-existing conditions are the most common reason claims are rejected.
How to buy — in minutes
Get a quote
Use our online quote tool or message us your trip details.
Compare plans
We compare cover and prices from UAE-licensed insurers.
Confirm & pay
Choose your plan and pay by card, Tabby or Tamara.
Get your policy
Your digital policy documents arrive by email, ready to travel.
Travel insurance FAQ
How much does travel insurance cost in the UAE?
Premiums start from around AED 50–76 for a single trip, depending on destination, trip length, age and cover level. Annual multi-trip plans start from around AED 299. Message us with your details for an exact quote.
Do I need travel insurance for a Schengen visa?
Yes. Schengen visa applications require travel insurance with at least €30,000 (about AED 120,000) in medical cover valid across the Schengen area. We provide Schengen-compliant policies.
Does it cover emergency medical treatment abroad?
Yes. Emergency medical cover is the core of every plan, typically from AED 100,000 up to AED 2 million, plus emergency evacuation and repatriation to the UAE.
Can I insure a visit to the UAE?
Yes. Inbound plans cover visitors coming to the UAE for medical emergencies during their stay — useful for family and friends visiting on a tourist visa.
Are pre-existing conditions covered?
Some plans cover declared pre-existing conditions, especially senior plans. You must declare all conditions at purchase — undeclared conditions are the top reason claims are refused.
How do I make a claim?
Contact the insurer’s 24/7 assistance line as soon as possible, keep all medical reports, bills and receipts, and we’ll help guide you through the process.
Get covered before you fly
Send us your trip details and we’ll find the right plan and email your policy in minutes.
Get your instant quoteWhite Sky Travel and Tourism LLC · Room 202, Royal Class Building, Dubai Investment Park 1, Dubai · daily 8am–8pm
White Sky Travel arranges travel insurance through UAE-licensed insurers. Cover, limits and exclusions are set by the insurer and subject to the policy wording. Premiums shown are indicative and confirmed at the time of quote. For tips on choosing a plan, see our guide on choosing travel insurance in the UAE.